In order to generate two-wheeler insurance click on two-wheeler icon if the policy is not expired that is policy is running then click on not expired option fill the registration number for example MH 0 1 in the first block fill the alphabets in the second block for example D F fill the number of a vehicle in the third block for example 2 3 4 5 select manufacturing gear of your B select company name from the drop-down Main example Honda select model from drop down menu example active fill customers spin code number click on get code option select expiry date that is end date of policy individual option is already selected you have to select previous policy NCV this means no claim bonus which is mentioned in your previous policy for example if the new vehicle policy was taken in 2018 then the first renewal will happen in 2019.
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Mentioned in the previous policy in this case agents will have to select the yes option and select 0 from the drop down menu agents has to confirm with customer if he has taken any claim on his vehicle if he says yes then click on yes option customer will not get ncb if the customer says he has not taken any claim then select no as an option in this case the NCB percentage will be based on the previous year's NCV for example if the last year NCP was 20-person .
And customer has not taken any claim in the previous year then in this year NC be percentages 25-person click on the done option this will take us to the second page click on car cover value that is ide this means ensure declared value as per make model and manufacturing year insurance portal will calculate ID agent can take 10% on the old IDB Valley and calculate the premium the next step is coverage option in this there are two options add-ons .
And package add-ons are those extra covers that you buy for a better financial protection for your car during loss or damages we have four coverages an add-on one inclusion of depreciation reimbursement in other words it means zero depreciation or nil depreciation a zero depreciation cover is also known as nil depreciation or a bumper-to-bumper cava pays the whole cost for damage repairs or replacement without taking into consideration any depreciation in .
The value of the car paths to return to invoice cover RTI RTI is an add-on option which covers the gap between the insured declared value and the invoice value of the car this means if vehicle is totally damaged or it's stolen the customer will get complete value which is mentioned in the invoice three consumable expenses consumable expenses generally include engine oil gearbox oil power steering oil coolant etc and the items of similar nature excluding fuel .
For roadside assistance roadside assistance and breakdown coverage are the services that assist motorists whose vehicles have suffered a mechanical failure that leaves the operator stranded add-on options is only applicable if it has been taken in the previous year's policy package policy package policy covers loss or damage to the vehicle insured along with the third-party liability cover then third option is PA for owner .
Driver this means personal accident for owner driver if the owner drives the vehicle and meets with an accident and dies the nominee will get a claim from the insurance company if the agent doesn't select PA for the owner driver and the driver dies in the accident the nominee will get nothing from the insurance company once you fill all the required details you will get the premium if you want to see the premium wake up click on premium breakup option .
Once the customer is ready to buy the policy the agent will have to click on Buy Now option this will take the agent on the third page fill the customers full name fill the customer's postal address mail ID and contact number fill the customers nominee details mentioning the age and relationship if the customer vehicle is on Finance then select the finance details from the drop down window and in the type of finance select option hypothetical .
Agreement fill details of previous policy with company name Paula Samba rent and address of finance company fill correct engine number and chase system once all the details are filled and the customer wishes to buy the policy then click on terms and conditions and click on make payment once the agent clicks on payment option amount will be deducted from the agents wallet and policy will be generated policy will come on your registered mail ID also the agent can .
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